Today's Rates and Mortgage News
WYO Mortgage Advisors
| Loan Type | Rate | APR | Additional points and comments |
|---|---|---|---|
| Conventional 30 Year Fixed | 6.625% | 6.744% | Approximately 15 day average turntime with complete application |
| Conventional 15 Year Fixed | 5.875% | 6.001% | 15 year fixed term is a great option to keep your rate down |
| FHA 30 Year Fixed | 6.000% | 6.532% | Average turntimes on Government loans is 24 days |
| VA 30 Year Fixed | 6.000% | 6.292% | Assumes first time user of VA home loan benefits |
| 30 yr Investor DSCR 1-4 unit property | 7.500% | 7.661% | Qualify based on property cashflow, available in 37 states |
| WCDA | 6.250% | 6.522% | First Time Homebuyer program unique to Wyoming |
| Conventional Jumbo 30 Yr fixed | 6.625% | 6.782% | Jumbo product only |
| Conventional Jumbo 7/6 ARM | 6.750% | 6.879% | Jumbo product only |
(Updated July 21st, 2025 11:01 am MST)
General Disclosures
- Interest rates are deemed accurate but not guaranteed as of the above updated date and time (can change without notice)
- Rates can only be locked in in conjunction with your WYO Mortgage Advisors Loan Officer
- All interest rates are based on a 30-day rate lock assumption, FICO of 780 or above, Purchase transaction only
- Conventional Loan assumptions include a purchase price of $400,000 with a 25% down payment netting a loan amount of $300,000.
- FHA and VA loan assumptions assume 3.5% down on FHA and 100% financing on VA without a disability exemption.
- All transactions are different. Property type, income verification, credit usage and other factors will determine final pricing and terms.
- Rate quotes are not a guarantee to lend or constitute a loan approval.
- Above prices reflect up to a 1% loan origination fee, any additional discount points are disclosed as "additional points", above.
- Jumbo programs based on $2MM price, $1.5MM loan, 780 FICO score
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