New Title

New Title

Over 33 Years of Mortgage Lending Experience

Closings Expected In Under 20 Days

Free Same-Day Initial Consultations

Request Lorem Epsom

Hero Request Form

Flexible Loan Options

Branches in Cheyenne & Rock Springs

Over 33 Years of Mortgage Lending Experience

Closings Expected In Under 20 Days

Free Same-Day Initial Consultations

Request Lorem Epsom

Hero Request Form

Recent Blog Posts

Mortgage Solutions Designed to Fit Your Financial Goals

PrimeOne Financial, LLC provides complete mortgage consulting services with a commitment to competitive pricing and personalized service. Our team brings more than a century of combined financial industry experience to every client relationship. You'll receive knowledgeable guidance throughout your home financing journey.

Serving Cheyenne and Rock Springs, WY, Seminole, FL, and Loveland, CO, we offer same-day consultations and strive to close loans in under three weeks. If you're purchasing your first home, refinancing, or investing in property, our locally owned company is here to help. Ready to get started? Contact us to discuss your mortgage needs.

Text START to to begin receiving offers by text.

Msgs may be autodialed. Consent to texts not required to purchase our svcs. Msg. and data rates may apply.

Text Now!

Why Choose Us

Black checkmark on a white background

Over 33 Years of Mortgage Lending Experience

Black check mark on a white background

Over 100 Years Combined Financial Industry Experience

Black check mark icon on a white background

Locally Owned and Operated 

PrimeOne Financial
Black check mark on a white background

Multiple Outlets for Transactions to Multiple Investors

Black check mark on a white background

National Network of Lenders

Black checkmark icon on a white background

Competitively Priced to Ensure the Best Rates

15-Year Fixed Mortgage
A 15-year fixed mortgage offers a shorter repayment term with lower overall interest costs compared to longer-term loans. This option works well for borrowers who want to build equity quickly and can afford higher monthly payments in exchange for substantial long-term savings.
30-Year Fixed Mortgage
The 30-year fixed mortgage remains one of the most popular home financing options, providing predictable monthly payments over three decades. This structure allows for lower monthly obligations, making homeownership more accessible while providing stability against interest rate changes.
Alternative Loan Options
Beyond traditional mortgage products, we offer creative financing solutions for unique situations and borrower profiles. Our national network of lenders enables us to find pathways to homeownership when conventional options may not be the best fit.
Bank Statement Loans
Self-employed borrowers and business owners can qualify for financing using bank statements rather than traditional tax returns. This approach provides a more accurate picture of income for entrepreneurs whose tax documentation may not show their actual cash flow and earning capacity.
Construction Loans
Building your dream home requires specialized financing that releases funds in stages as construction progresses. Our construction loan programs provide the capital needed to complete your project, with options to convert to permanent financing once building is complete.
Conventional Loans
Conventional mortgages offer competitive rates and flexible terms for borrowers with solid credit and financial profiles. These loans are not insured by government agencies and typically require higher credit scores, but they provide strong value for qualified applicants.
FHA Loans
Federal Housing Administration loans make homeownership accessible with lower down payment requirements and more lenient credit standards. These government-backed mortgages are particularly helpful for first-time homebuyers and those rebuilding their credit history.
Investment Loans and DSCR
Real estate investors can secure financing based on a property's debt service coverage ratio rather than personal income. DSCR loans evaluate the rental income potential of investment properties, allowing you to grow your portfolio without traditional employment verification requirements.
VA Loans
Veterans, active-duty service members, and eligible surviving spouses can take advantage of VA-guaranteed loans with no down payment required. These benefits include competitive interest rates, no private mortgage insurance, and more flexible qualification standards as recognition for military service.

Our Recent Projects

Turquoise ocean waves crashing into white foam
Aerial view of a winding river through dense green forest
Close-up of wind-rippled sand with diagonal ridges in warm pink and brown tones
Two overlapping black-and-white chat bubbles with three dots, representing messaging or conversation

Here's what our satisfied customers are saying...

At PrimeOne Financial, LLC, we take pride in providing exceptional mortgage consulting services to our customers. We would be grateful if you could share your thoughts about our mortgage consulting firm with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of PrimeOne Financial and let others know what you think.